Wind & Storm Damage Claims Attorneys in Chandler, Arizona

Storms and wind have the potential to cause significant damage to homes, resulting in expensive repairs and disruptions to daily life. Homeowners often rely on their insurance policies to cover these damages, but navigating the claims process can be challenging and overwhelming. 

While you can't control the weather, you can protect yourself when the unexpected happens.  

So what do you do when your insurance company doesn't provide the coverage you expected? Or denies your claim altogether?  

Our team of seasoned home insurance claim attorneys is here to lead you through the process and help you secure the compensation you're entitled to. 

Does Home Insurance Cover Wind and Storm Damage?

Most homeowners' insurance policies factor in storm and wind damage as part of their coverage, however, it's essential to review your own policy carefully to understand what is covered and what isn't.  

For example, some policies may only cover specific types of storms or have certain limits on the amount of coverage for damages. 

At Arnett & Arnett, PC, we're here to support you throughout this process and help you understand your options and the ins and outs of your claim. Serving clients in Chandler, Phoenix, Tucson, Flagstaff, and across the state of Arizona, we're ready to assist you in protecting your rights and securing the compensation you deserve. 

Filing a Wind and Storm Damage Insurance Claim

When filing a wind and storm damage insurance claim, it's essential to take the proper steps to maximize your chances of a successful outcome. Here's what you need to do: 

• Contact your insurance company: Notify your insurance company about the damage and provide them with all the necessary details. They will guide you on how to secure your property and start the claims process. 

• Document the damage: Take photos or videos of the damage to your home and possessions. Keep records of any expenses related to the damage and recovery, as these will be vital for your insurance claim. 

• Get professional estimates: Obtain written estimates from reputable contractors for the needed repairs or replacement. Follow your insurer's instructions to ensure proper reimbursement. Beware of scammers who may exploit storm damage situations. 

• Cooperate with the insurance investigation: An insurance adjuster will likely visit your property to assess the damage. Be present during the inspection and cooperate fully with the investigation to expedite your claim settlement. 

As an Arizona insurance law firm, we're committed to advocating for homeowners affected by wind and storm damage. Our experienced attorneys will defend your rights and ensure that your insurance company fulfills its obligations.  

We understand the complexities of insurance policies and will work tirelessly to maximize your claim's value. 

Social Media and Insurance Claims

In today's world, the influence of social media cannot be underestimated, and this extends into the realm of insurance claims. Being cautious about what you post on social media platforms after filing any kind of claim is crucial.  

An innocent picture or post-storm status update might be misconstrued and used by the insurance company to undermine your claim. Our legal team urges you to maintain privacy about the claim process and any damage incurred to avoid giving your insurer grounds to contest your case. 

Insurance companies have been known to monitor social media accounts to gather information that could potentially devalue your claim.  

For instance, posting about repairs or clean-up efforts before filing a claim or without proper documentation might impact the perceived severity of the damage.  

Arnett & Arnett, PC advises clients to keep a low profile online while dealing with insurance claims. Consult with us before sharing any information publicly, as we help you navigate the do’s and don'ts of social media in the context of insurance claims, sustaining your right to fair compensation. 

The Basics of Bad Faith

Insurance companies are legally obligated to act in good faith and fair dealing with the people they insure. This means handling claims responsibly, providing timely communication, and offering a fair settlement when due.  

So, a "bad faith" insurance claim arises when an insurer unreasonably delays, denies, or underpays legitimate claims.  

These bad faith practices can significantly harm policyholders who depend on these funds for recovery after a disaster.  

Arnett & Arnett, PC is skilled in recognizing and confronting bad faith insurance tactics. And we're passionate about protecting the rights of homeowners and policyholders.  

Our attorneys can help you by evaluating the actions of your insurance company, gathering necessary evidence to substantiate your claim, and negotiating assertively on your behalf. Should litigation become necessary, we are prepared to protect your rights in court and seek compensation, not only for the original claim but also for any additional damages caused by the insurer's bad faith actions.